SPECIALTY PROGRAM
Film, TV, and Media Production Insurance Program
Production liability, cast, crew, and equipment coverage for film, television, and media producers with competitive premiums and underwriting depth for productions up to $1,000,000 and 60 days duration.
Who This Program Is For
- Film production companies
- Television producers and production houses
- Commercial production companies
- Documentary filmmakers
- Content creators with production crews
Eligible Operations
- Feature film productions
- Television series and pilots
- Commercial and advertising shoots
- Documentary and reality productions
- Music video and short film projects
COVERAGE FOCUS
Key Exposures We Address
Film production combines location risks, expensive equipment, cast dependencies, and content liability into a complex exposure profile. Productions face claims from location damage, cast incidents, equipment losses, and content disputes that require coverage specifically designed for the production industry.
UNDERWRITING INSIGHT
Why Specialty Underwriting Matters
Production insurance requires carriers with entertainment industry expertise who understand budgets, schedules, guild requirements, and the specific claims common to film and television. Without specialty placement, productions risk coverage gaps that can shut down a project.
OUR APPROACH
Why Work With Eventure
PROGRAM STRUCTURE
Program Highlights
Production Package
Comprehensive coverage including liability, equipment, and cast in one package.
Cast Coverage
Death, disability, and extra expense coverage for essential cast members.
Equipment Protection
Coverage for owned and rented equipment, props, sets, and wardrobe.
Stunt Buyback
Options to buy back stunt exclusions for declared activities.
ELIGIBLE CLASSES
Eligible Production Types
52 production types covered
SUBMISSION PROCESS
How Submissions Are Reviewed
- 1Production scope, budget, and timeline evaluation
- 2Location requirements and permit documentation
- 3Stunt and special effects coordination review
- 4Cast and key crew list verification
- 5Expedited review for productions with completion bonds
COMPLIANCE SUPPORT
Certificates and Compliance
Certificates of insurance are issued to satisfy venue, landlord, and municipal requirements as a standard part of coverage. Our team understands the specific certificate requirements for this industry.
- Certificates for location owners and municipalities
- Studio and lot certificates
- Sponsor and financier certificates as required
DOCUMENTATION
Documentation Typically Requested
REAL SCENARIOS
How Coverage Responds to Claims
Understanding how coverage works in practice through real claim examples (details modified for confidentiality).
RED camera package valued at $85,000 stolen from production vehicle overnight at hotel location.
Coverage Response
Inland marine coverage responded. Police report and equipment inventory documentation supported the claim. Full replacement value paid.
Key Takeaway
Detailed equipment inventories with serial numbers and values are essential for equipment claims.
Rigging installation damaged ceiling in historic building being used as shooting location.
Coverage Response
Third party property damage coverage responded. Location agreement indemnification provisions were reviewed.
Key Takeaway
Location agreements should be reviewed before shooting - they affect coverage and indemnification.
Lead actor injured during declared stunt scene, requiring production shutdown for three weeks.
Coverage Response
Cast coverage responded for extra expense due to schedule delays. Stunt buyback had been purchased for the declared activity.
Key Takeaway
Proper stunt declaration and buyback is critical - undeclared stunts may not be covered.
CONTRACT REQUIREMENTS
Venue & Landlord Insurance Requirements
| Requirement | Typical Terms | Limits | Timeline |
|---|---|---|---|
| Location Owner Certificate | All shooting locations require certificates naming owner as additional insured | $1M-$5M depending on location value and requirements | Before location access granted |
| Studio/Lot Certificates | Sound stages and production facilities have specific requirements | Per studio requirements | Before stage booking confirmed |
| Equipment Rental Certificates | Rental houses require proof of coverage for rented equipment | Per rental agreement - typically replacement value | Before equipment pickup |
| Guild Requirements | SAG-AFTRA and other guilds have minimum insurance requirements | Per guild agreement | Before production start |
UNDERWRITING FLAGS
What Can Delay or Decline Coverage
Undeclared Hazardous Activities
Stunts, pyrotechnics, animals, and precision driving must be declared. Undisclosed activities may void coverage.
No Completion Bond
Large productions without completion bonds face additional underwriting scrutiny. May require higher premiums.
International Territories Without Clearance
Productions in territories without carrier clearance cannot be covered. Use Foreign Film Production program.
Budget/Duration Mismatch
Production budgets that don't align with schedules or coverage requests require additional review.
TIMELINE
What to Expect After Submission
Initial Submission
Day 1Submit application with budget, schedule, locations, and cast/crew information.
Underwriting Review
1-3 DaysReview of production scope, hazardous activities, and location requirements.
Quote Delivery
2-5 DaysQuote provided with production package options. Complex productions may take longer.
Binding Coverage
Same DayCoverage bound upon acceptance. Initial certificates issued.
Production Certificates
24-48 HoursLocation, studio, and equipment certificates issued as needed throughout production.
COMMON QUESTIONS
Frequently Asked Questions
GET STARTED
Ready to Get a Quote?
Our specialty underwriting team reviews all film, tv & media production submissions. Expedited review available for qualifying risks with complete documentation.