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A+ Rated Carriers

Weddings and Private Events

Private Party Insurance

Liability coverage for birthday parties, anniversary celebrations, holiday gatherings, and other private events.

  • Birthday and milestone celebrations
  • Anniversary parties
  • Holiday gatherings
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Coverage available across the United States. Local requirements vary by permit and certificate holder requirements.

Private party insurance provides liability protection when you host events at rented locations. Birthday parties, anniversary celebrations, holiday gatherings, and family reunions often require proof of insurance before the location will confirm your reservation.

Locations ranging from community centers to private event spaces typically require a certificate of insurance naming them as additional insured. We issue certificates that satisfy these requirements so you can finalize your booking.

Our coverage protects you from liability claims if a guest is injured or property is damaged during your private celebration.

What We Cover

  • Birthday and milestone celebrations
  • Anniversary parties
  • Holiday gatherings
  • Family reunions
  • Certificate compliance for rental locations

What We Need From You

  • 1
    Type of celebration
  • 2
    Event date and location
  • 3
    Expected guest count
  • 4
    Certificate requirements from location
  • 5
    Contact information

Frequently Asked Questions

What types of private parties do you cover?▼
We cover birthdays, anniversaries, holiday parties, reunions, and other private celebrations at rental locations.
Do I need insurance for a birthday party?▼
If your location requires proof of insurance, yes. Many rental locations require liability coverage before confirming bookings.
How much does private party insurance cost?▼
Coverage cost depends on attendance, location, and whether alcohol is served. Submit a request for personalized options.
Can I get same-day coverage?▼
Many requests are answered same day. Submit your request with complete information for fastest response.
Does this cover alcohol at my party?▼
Liquor liability is available when alcohol is served. Indicate this when requesting coverage.
What locations accept your certificates?▼
We issue standard certificates accepted by community centers, event spaces, hotels, and private rental locations.
Can I get coverage for a party at my home?▼
Our coverage is designed for events at rented locations. Contact us to discuss home event options.
How far in advance should I request coverage?▼
Request coverage as soon as your location requires proof of insurance. We respond to most requests within 24-48 hours.

Response Times

Many requests are answered same day. Most standard requests receive a response within 24 to 48 hours. Complex or specialty events may require additional review.

Related Event Types

Wedding Event InsuranceGraduation Event InsuranceOvernight Event InsuranceCommunity Event Insurance

Ready to get started?

Submit your coverage request and our team will respond with options.

Request Coverage