Annual Events
Over 200 event types can be declared to the annual policy. No maximum attendance. No limitation on number of days.
EVENT PROGRAM
Special Events Program
Structured coverage for weddings, private functions, galas, receptions, and milestone events that need cleaner underwriting and clearer event planning support.
A-Rated Carriers50-State CoverageExpert Underwriting ReviewLicensed Brokerage
Who This Program Serves
- Wedding planners and private event organizers
- Hosts coordinating milestone celebrations and receptions
- Nonprofits and committees planning galas or donor events
- Hosts working through venue requirements before a firm event date
- Clients who need more underwriting structure than a generic instant-issue path
What We Help Coordinate
- General liability planning around guests, venues, and vendors
- Venue, landlord, and municipality insurance requirements
- Named-party and contract-driven insurance requests
- Alcohol-related exposure review when service is involved
- Clear timelines for date-specific events
Typical Review Factors
1Event type, venue, attendance, and planned activities
2Whether alcohol is served and by whom
3Vendor participation and venue requirements
4Indoor vs outdoor setup and date-specific timeline pressure
5Any specialty entertainment, staging, or rental elements
6Contract language or written venue insurance requests
Program Options
Foreign Events (Multiple/Annual)
Annual, renewable policy for multiple events or touring entertainers occurring outside of the United States.
Foreign Events (Single Event)
Single event up to 90 days, up to 10,000 attendees, occurring outside of the United States.
Special Events
Single event of any size with duration up to 90 days. Select from over 200 eligible types of events.
Program Details
Special Events
Coverage for a Single Event. Over 200 types of events. No attendance maximum. Maximum event duration is 90 days.
Events Eligibility
The following represents a list of eligible or non-eligible events. Classes route the event for review. Coverage lines are confirmed during underwriting.
Search by Type of Event
252 matching event types across 18 sections.
| Event Type | Indoor/Outdoor | Class | General Liability | Accidental Medical | Workers Compensation |
|---|---|---|---|---|---|
| Ceremonies | |||||
| Graduations | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Wedding Ceremony | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Concerts | |||||
| 00's pop, soul | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| 70's Disco, Classic Rock | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| 80's Glam Rock | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| 80's pop, electronic, rock | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| 90's music | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Band Rehearsals | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Choirs | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Christian Concerts | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Classical Music Concerts | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Concerts - Not Otherwise Classified | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Country Music | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Cover/Tribute Bands | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Doo-Wop | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Folk Music | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Foreign Music | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Hard Rock | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Heavy Metal | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Jam and Jazz Concerts | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Pop Music Concert | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| R&B (other than rap/hip-hop) | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| R&B Concerts (50's and 60's bands/music only) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Rap & Hip-Hop | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Reggae | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Salsa Concert | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| School Band Competitions or Events | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Spiritual Music | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Symphony Concerts | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Dance | |||||
| Adult Dance | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Ballets | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Classic Dance Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Dance Competitions | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Dance Recital | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Jazzercise Classes or Events | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Modern Dance | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Salsa Dances/Performances | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Tap Dancing | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Exhibitions/Conventions | |||||
| Drill Team Exhibitions | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Educational Exhibitions | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Exhibitions - Other | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Job Fairs | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Trade Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Festivals/Cultural/Amusement | |||||
| Art Festivals | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Bazaars | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Bike Rallies | Indoor | Class IV | Class Review | Class Review | Class Review |
| Bike Rallies | Outdoor | Class IV | Class Review | Class Review | Class Review |
| Carnivals - no mechanical amusement devices | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Carnivals (with mechanical amusement devices) | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Circus | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Country Festivals and Fairs - No rides | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Country Western Events - No rodeos or rides | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Cultural Events (Music) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Cultural Events (No Music) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Festival (Music) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Festival (No Music) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Gay Pride | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Harvest Festivals - no farm implements or equipment | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Haunted Houses | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Hay Rides | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Mariachi Band | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Mechanical Amusement Devices | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Parades | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Poker Runs | Indoor | Class IV | Class Review | Class Review | Class Review |
| Poker Runs | Outdoor | Class IV | Class Review | Class Review | Class Review |
| Street Fairs | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Fundraisers | |||||
| Carwash | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Charity Benefits/Fund Raising | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Fraternity Events (no rush events or parties) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Fund Raising Dinner | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Sorority Events (no rush events or parties) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Walk-a-thons (500 or more spectators) | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Walk-a-thons (Under 500 spectators) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Games | |||||
| Bingo Games | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Card Games - Blackjack | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Card Games - Poker | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Casino Nights | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Chess Tournament | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Math Tournament | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Overnight Camping | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Pool and/or Billiards Tournaments | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Video Game Contests | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Lectures | |||||
| Drivers Training | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Instructional Classes | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Lectures | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Seminars | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Speaking Engagements | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Meetings | |||||
| Amateur Association Meetings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Book Signings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Business Meetings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Church Services or Meetings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Civic Club Meetings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Company or Corporate Retreats | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Conferences | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Evangelistic Meetings | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Funeral Service | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Ladies Club Events | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Luncheons | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Meetings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Professional Association Meetings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Record Signings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Teleconferences | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Union Meetings | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Miscellaneous | |||||
| Film Production | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Fireworks | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Pyrotechnics | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Parties | |||||
| Anniversary Parties | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Baby Showers | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Banquets | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Baptism | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Bar Mitzvah/Bat Mitzvah | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Birthday Parties | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Block parties (over 100 attendees) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Block parties (under 100 attendees) | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Bridal Showers | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Business Parties | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Christmas Tree Lighting | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Debutante Balls | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Holiday Events & Parties / Gift Exchanges | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Karaoke | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Menorah Lightning | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Movie Release Party | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Neighborhood Party | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| New Years Party (Private/by invite only) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| New Years Party(Open to public/not by invite only) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Old Timer Events | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Picnics held at grounds without pools or lakes | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Proms | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Reunions | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Social Gatherings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Social Receptions | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Wedding Receptions | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Wine Tasting | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Political | |||||
| Chamber of Commerce Events | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Heads of State Events (Private) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Heads of State Events (Public) | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Non-Political Rallies | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Political Rallies | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Voter Registration | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Religious/Spiritual | |||||
| Easter Egg Hunt | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Seances | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Sales | |||||
| Auctions | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Rummage Sales | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Sales - Other | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Sidewalk Sales | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Swap Meets | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Telethons | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Trunk Show/Trunk Sales | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Shows | |||||
| Animal Exhibitions | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Antique Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Art Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Auto Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Award Presentations | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Beauty Pageants | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Boat Shows | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Business Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Camera Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Card Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Casino Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Comedy Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Computer Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Consumer Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Debuts | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Dog Shows | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Fashion Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Film Showings | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Flower Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Garden Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Gun and Knife Shows | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Halloween - Costume Contests | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Home Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Hypnotist | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Ice Skating Shows | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Livestock Shows | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Lounge Shows | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Magic Show | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Mobile Home Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Motorcycle Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Nightclub Shows | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Pageants | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| RV Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Store Openings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Vacation Shows | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Sporting Events (Contact) | |||||
| Basketball | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Boxing | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Flag Football (18 years old and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Flag Football (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Football Games | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Hockey Games (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Hockey Games (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| In-Line Hockey (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| In-Line Hockey (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Karate Meets (18 and younger) | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Karate Meets (19 and older) | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Kick Boxing Tournaments | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Martial Arts (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Martial Arts (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Other Sporting Events | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Paint Ball | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Soccer Tournaments (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Soccer Tournaments (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Sporting Events in Buildings - Non-professional | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Tae Kwon Do Tournaments (18 and younger) | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Tae Kwon Do Tournaments (19 and older) | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Wrestling - Amateur (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Wrestling - Amateur (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Wrestling - Professional (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Wrestling - Professional (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Sporting Events (No Contact) | |||||
| Aerobics Classes or Events | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Aircraft Events | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Archery (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Archery (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Balloon Events | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Baseball | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Bicycle Rallies - Not including any racing | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Bicycling Events - with Racing | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Body Building Contests | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Bowling Tournaments | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Cornfield Mazes | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Cross Country Running | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Cross Country Skiing (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Cross Country Skiing (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Fishing Events | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Golf Events - Non Professional (18 and younger) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Golf Events - Non Professional (19 and older) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Golf Events - Professional (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Golf Events - Professional (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Gymnastic Competitions | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Handball | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Junior Athletic Games | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Marathons (walking, running, etc.) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Motorized Sporting Events | Indoor/Outdoor | Class V | Specialty Review | Specialty Review | Specialty Review |
| Professional Sporting Activities | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Racquetball (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Racquetball (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Rodeos and Roping Events | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Scouting Jamborees - no overnight camping | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Skateboard (18 and younger) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Skateboard (19 and older) | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Soap Box Derbies | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Softball Events | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Swimming / Water Activities | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Tennis | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Tractor Pulls | Indoor/Outdoor | Class IV | Class Review | Class Review | Class Review |
| Triathalons | Indoor/Outdoor | Class III | Class Review | Class Review | Class Review |
| Volleyball Events | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Theatre Events | |||||
| Film Screenings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Play Readings | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Plays | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Poetry Reading | Indoor/Outdoor | Class I | Class Review | Class Review | Class Review |
| Talent Show (no rap, hip hop, heavy metal shows) | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
| Theatrical Stage Performances | Indoor/Outdoor | Class II | Class Review | Class Review | Class Review |
Date-Sensitive Coverage
Special events often have fixed dates, so underwriting and turnaround timing matter more than with ongoing operations.
Venue & Vendor Coordination
Hosts, planners, venues, and vendors frequently have overlapping obligations that need clear insurance coordination.
Public & Private Formats
Coverage planning can differ materially depending on whether the event is invite-only, donor-facing, or open to the public.
Planning a date-specific event?
We help clients line up underwriting, venue requirements, and event details before the date becomes the problem.
Related Coverage Paths
Special Event Insurance Guide
Use the long-form guide when you need a cleaner workflow for alcohol review, venue requirements, and event-specific underwriting.
Open resourceWedding Insurance
Move into the wedding-specific commercial hub when the event is venue-driven and guest-focused.
Open resourceVenue Insurance Requirements Guide
Review the guide when a venue or landlord asks for written insurance requirements before the event date.
Open resource