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Tattoo and Body Piercing Insurance Program
Professional liability and general liability coverage designed for tattoo artists, body piercers, and studio operators.
Who This Program Is For
- Tattoo studio owners and operators
- Independent tattoo artists
- Body piercing professionals
- Cosmetic tattoo specialists
- Guest artists working at multiple locations
Eligible Operations
- Tattoo studios with health department licensing
- Body piercing establishments
- Mobile tattoo operations at conventions
- Cosmetic and permanent makeup services
- Apprenticeship programs under licensed artists
Key Exposures We Address
- Professional liability for artistic services
- Bodily injury from procedures
- Infection and allergic reaction claims
- Property damage at client locations
- Products liability for aftercare products
How Submissions Are Reviewed
- Artist licensing and certification verification
- Health department compliance documentation
- Sterilization and sanitation protocols
- Claims history review
- Expedited review for established studios with clean records
Certificates and Compliance Documents
Certificates of insurance are issued to satisfy venue, landlord, and municipal requirements as a compliance step.
- Certificates of insurance issued for landlord requirements
- Additional insured endorsements for property owners
- Convention and event certificates for guest appearances
Common Documentation Requested
- Business license and health department permits
- Artist certifications and bloodborne pathogen training
- Equipment sterilization logs
- Client consent and waiver forms
- Three years loss runs if previously insured
Ready to Submit?
Our specialty underwriting team reviews all program submissions. Expedited review available for qualifying risks.
Request Coverage Review