Specialty Program
Tattoo and Body Piercing Insurance Program
Professional liability and general liability coverage designed for tattoo artists, body piercers, and studio coordinators.
A-Rated Carriers50-State CoverageExpert Underwriting ReviewLicensed Brokerage
Who This Program Is For
- Tattoo studio owners and coordinators
- Independent tattoo artists
- Body piercing professionals
- Cosmetic tattoo specialists
- Guest artists working at multiple locations
Eligible Operations
- Tattoo studios with health department licensing
- Body piercing establishments
- Mobile tattoo operations at conventions
- Cosmetic and permanent makeup services
- Apprenticeship programs under licensed artists
Key Exposures We Address
01Professional liability for artistic services
02Bodily injury from procedures
03Infection and allergic reaction claims
04Property damage at client locations
05Products liability for aftercare products
How Submissions Are Reviewed
- 1Artist licensing and certification verification
- 2Health department compliance documentation
- 3Sterilization and sanitation protocols
- 4Claims history review
- 5Expedited review for established studios with clean records
Certificates and Compliance
Certificates of insurance are issued to satisfy venue, landlord, and municipal requirements as a standard part of coverage. Our team understands the specific certificate requirements for this industry.
- Certificates of insurance issued for landlord requirements
- Additional insured endorsements for property owners
- Convention and event certificates for guest appearances
Documentation Typically Requested
Business license and health department permits
Artist certifications and bloodborne pathogen training
Equipment sterilization logs
Client consent and waiver forms
Three years loss runs if previously insured
Ready to Get Started?
Our specialty underwriting team reviews all tattoo & body piercing submissions. Expedited review available for qualifying risks with complete documentation.