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High Energy Performance and Entertainment Insurance Program
Coverage for concert promoters, festival producers, and live entertainment operators with complex production needs.
Who This Program Is For
- Concert promoters and producers
- Music festival organizers
- Live event production companies
- Touring production operators
- Nightclub and venue operators hosting live acts
Eligible Operations
- Concerts and live music events
- Multi-day music festivals
- Touring productions and residencies
- Corporate entertainment with live performances
- Club events with DJ and live acts
Key Exposures We Address
- General liability for attendee injuries
- Crowd crush and management incidents
- Stage collapse and rigging failures
- Noise and nuisance claims
- Cancellation and non-appearance coverage
How Submissions Are Reviewed
- Crowd management and security plans
- Production safety protocols
- Venue capacity and egress planning
- Medical and emergency response arrangements
- Expedited review for promoters with established safety track records
Certificates and Compliance Documents
Certificates of insurance are issued to satisfy venue, landlord, and municipal requirements as a compliance step.
- Certificates for venue and municipality requirements
- Additional insured endorsements for sponsors and partners
- Permit compliance certificates
Common Documentation Requested
- Event production plan and site map
- Security and crowd management contracts
- Medical services arrangements
- Sound and noise mitigation plans
- Three years loss runs if previously insured
Ready to Submit?
Our specialty underwriting team reviews all program submissions. Expedited review available for qualifying risks.
Request Coverage Review