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High Energy Performance and Entertainment Insurance Program

Coverage for concert promoters, festival producers, and live entertainment operators with complex production needs.

Who This Program Is For

  • Concert promoters and producers
  • Music festival organizers
  • Live event production companies
  • Touring production operators
  • Nightclub and venue operators hosting live acts

Eligible Operations

  • Concerts and live music events
  • Multi-day music festivals
  • Touring productions and residencies
  • Corporate entertainment with live performances
  • Club events with DJ and live acts

Key Exposures We Address

  • General liability for attendee injuries
  • Crowd crush and management incidents
  • Stage collapse and rigging failures
  • Noise and nuisance claims
  • Cancellation and non-appearance coverage

How Submissions Are Reviewed

  • Crowd management and security plans
  • Production safety protocols
  • Venue capacity and egress planning
  • Medical and emergency response arrangements
  • Expedited review for promoters with established safety track records

Certificates and Compliance Documents

Certificates of insurance are issued to satisfy venue, landlord, and municipal requirements as a compliance step.

  • Certificates for venue and municipality requirements
  • Additional insured endorsements for sponsors and partners
  • Permit compliance certificates

Common Documentation Requested

  • Event production plan and site map
  • Security and crowd management contracts
  • Medical services arrangements
  • Sound and noise mitigation plans
  • Three years loss runs if previously insured

Ready to Submit?

Our specialty underwriting team reviews all program submissions. Expedited review available for qualifying risks.

Request Coverage Review