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Weddings and Private Events

Wedding Event Insurance

Comprehensive liability coverage for wedding ceremonies, receptions, and related celebrations.

  • General liability coverage for ceremony and reception
  • Liquor liability for hosted bar service
  • Additional insured endorsements as required
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Coverage available across the United States. Local requirements vary by permit and certificate holder requirements.

Wedding insurance protects you from liability claims if a guest is injured or property is damaged during your ceremony or reception. Most locations require proof of insurance before they will confirm your booking, and many have specific certificate wording requirements.

Our team specializes in issuing certificates that match location requirements. We handle additional insured endorsements, specific limit requirements, and the certificate language that locations need to see. If your location has sent you a sample certificate or insurance requirements document, we can review it and issue coverage that meets those specifications.

Whether you are planning an intimate gathering or a large celebration, we provide the liability protection you need with certificates issued to satisfy your location's requirements.

What We Cover

  • General liability coverage for ceremony and reception
  • Liquor liability for hosted bar service
  • Additional insured endorsements as required
  • Certificate wording that satisfies location requirements
  • Coverage for rehearsal dinners and related events

What We Need From You

  • 1
    Event date and location name
  • 2
    Expected guest count
  • 3
    Whether alcohol will be served
  • 4
    Any certificate requirements from your location
  • 5
    Contact information for follow-up

Frequently Asked Questions

What does wedding event insurance cover?▼
Wedding insurance provides general liability coverage protecting you if a guest is injured or property is damaged during your event. It does not cover cancellation or vendor no-shows.
Do you need liquor liability coverage?▼
If alcohol will be served at your wedding, liquor liability coverage is typically required by locations. We include this as part of your coverage when needed.
How quickly can I get a certificate?▼
Many requests are answered same day. Most standard wedding coverage requests receive a response within 24 to 48 hours.
Can you add my location as additional insured?▼
Yes, we add additional insured endorsements to your certificate as required by your location. Provide us their requirements and we handle the wording.
What information do I need to request coverage?▼
We need your event date, location name, expected attendance, whether alcohol is served, and any specific certificate requirements you received.
Does this cover my vendors?▼
This coverage protects you as the event host. Vendors like caterers and photographers should carry their own liability insurance.
What limits are typically required?▼
Most locations require $1,000,000 per occurrence general liability. Some require higher limits which we can accommodate.
Can I get coverage for my rehearsal dinner too?▼
Yes, we can include rehearsal dinners and related events in your coverage. Let us know all event dates when you submit your request.

Response Times

Many requests are answered same day. Most standard requests receive a response within 24 to 48 hours. Complex or specialty events may require additional review.

Related Event Types

Destination Wedding InsuranceFarm Wedding InsurancePrivate Party InsuranceGraduation Event Insurance

Ready to get started?

Submit your coverage request and our team will respond with options.

Request Coverage