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Haunted Attraction and Seasonal Entertainment Insurance Program

Coverage for haunted house operators, escape room owners, and seasonal entertainment producers.

Who This Program Is For

  • Haunted house and haunted trail operators
  • Escape room business owners
  • Seasonal attraction producers
  • Immersive theater operators
  • Interactive entertainment venues

Eligible Operations

  • Walk-through haunted attractions
  • Escape room facilities
  • Haunted hayrides and trails
  • Seasonal pop-up attractions
  • Year-round horror entertainment

Key Exposures We Address

  • Participant injury from physical interaction
  • Trip and fall in dark environments
  • Psychological distress claims
  • Property damage to attraction sets
  • Actor injury during performances

How Submissions Are Reviewed

  • Participant interaction and touch policies
  • Safety protocols and emergency procedures
  • Actor training and safety briefings
  • Facility inspection and fire marshal approval
  • Expedited review for attractions with established safety records

Certificates and Compliance Documents

Certificates of insurance are issued to satisfy venue, landlord, and municipal requirements as a compliance step.

  • Certificates for landlords and property owners
  • Municipal permit requirements
  • Fire marshal compliance certificates

Common Documentation Requested

  • Attraction layout and emergency exits
  • Participant waiver forms
  • Actor training documentation
  • Fire and safety inspection reports
  • Three years loss runs if previously insured

Ready to Submit?

Our specialty underwriting team reviews all program submissions. Expedited review available for qualifying risks.

Request Coverage Review