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Cannabis and Hemp Insurance Program
Comprehensive coverage for dispensary operators, cultivators, processors, and hemp businesses in compliant markets.
Who This Program Is For
- Dispensary owners and operators
- Cannabis cultivation facility operators
- Processing and manufacturing businesses
- Hemp farmers and processors
- CBD product manufacturers
Eligible Operations
- Licensed retail dispensaries
- Indoor and outdoor cultivation facilities
- Extraction and processing operations
- Hemp farming and processing
- Delivery services in permitted jurisdictions
Key Exposures We Address
- General liability for retail and processing operations
- Product liability for manufactured goods
- Property coverage including crop and inventory
- Equipment breakdown coverage
- Cyber liability for point-of-sale systems
How Submissions Are Reviewed
- State licensing verification and compliance status
- Security protocols and monitoring systems
- Inventory tracking and seed-to-sale compliance
- Product testing and quality control procedures
- Expedited review for operations with established compliance records
Certificates and Compliance Documents
Certificates of insurance are issued to satisfy venue, landlord, and municipal requirements as a compliance step.
- Certificates for landlord and property requirements
- Additional insured endorsements for business partners
- State regulatory compliance certificates as required
Common Documentation Requested
- State cannabis license and local permits
- Security plan and monitoring contracts
- Product testing certificates
- Inventory management system documentation
- Three years loss runs if previously insured
Ready to Submit?
Our specialty underwriting team reviews all program submissions. Expedited review available for qualifying risks.
Request Coverage Review