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Festivals, Fairs, and Public Gatherings

Music Festival Insurance

Coverage for concerts, music festivals, and live performance events with high-attendance requirements.

  • Concert and performance liability
  • High-attendance event coverage
  • Stage and sound equipment
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Coverage available across the United States. Local requirements vary by permit and certificate holder requirements.

Music festival insurance provides liability coverage for concerts and live performance events. These events involve unique exposures including stage operations, sound equipment, crowd management, and performer activities.

Music festivals require coverage that addresses high-attendance gatherings and satisfies location and municipal requirements. Our specialty team handles festivals ranging from intimate concerts to large multi-stage events.

We work with promoters and organizers to ensure coverage addresses the specific activities, performer requirements, and location specifications of each music event.

What We Cover

  • Concert and performance liability
  • High-attendance event coverage
  • Stage and sound equipment
  • Performer injury protection
  • Crowd management coverage

What We Need From You

  • 1
    Festival dates and location
  • 2
    Expected attendance
  • 3
    Number of stages and performers
  • 4
    Location and municipal requirements
  • 5
    Organizer contact

Frequently Asked Questions

Do you cover music festivals?▼
Yes, we provide specialty coverage for concerts and music festivals. High-attendance events may require additional review.
What about performer coverage?▼
Our coverage protects event organizers. Performers typically carry their own liability coverage.
Do you cover multi-stage festivals?▼
Yes, multi-stage festivals are covered. Provide details about all stages and activities.
What about outdoor concerts?▼
Outdoor concerts and festivals are covered. Weather cancellation options may be available.
How do you handle high attendance?▼
We review attendance levels to ensure coverage limits are appropriate. Large events may require higher limits.
What about sound and stage equipment?▼
Our liability coverage protects against injury claims. Equipment insurance is separate.
Can I add performers as additional insured?▼
Yes, we can add performers and their representatives as additional insured if required.
How far in advance should I request coverage?▼
For music festivals, request coverage 8-12 weeks in advance. Large events require additional lead time.

Response Times

Many requests are answered same day. Most standard requests receive a response within 24 to 48 hours. Complex or specialty events may require additional review.

Related Event Types

Festival InsuranceCultural Festival InsuranceStreet Fair Insurance

Ready to get started?

Submit your coverage request and our team will respond with options.

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