Production Insurance for Film and Live Production
Film and live production events have unique insurance needs. Learn about the specialized coverage types, common requirements, and how to protect your production.
Why Production Insurance Is Specialized
Film and live production events involve unique risks that standard event insurance may not cover. Expensive equipment, specialized stunts, pyrotechnics, rigging, large crews, and complex logistics create exposures that require carriers with production industry expertise. Production insurance is designed to address these specific risks with policy forms that match the realities of film and live event production.
Key Coverage Types for Productions
Production insurance typically includes general liability, equipment coverage (owned and rented), errors and omissions (E&O), workers' compensation, auto liability for production vehicles, and cast/crew coverage. Depending on the production, you may also need coverage for negative film, faulty stock, props and sets, third-party property damage, and weather delay coverage. The specific coverage mix depends on your production type and budget.
Location Requirements
Film and live production locations have specific insurance requirements that must be met before shooting or performing. These typically include naming the location as additional insured, meeting minimum liability limits, providing workers' compensation documentation, and sometimes carrying higher limits for high-risk activities. Location managers will review your certificates carefully—ensure your broker understands production-specific requirements.
Equipment and Prop Coverage
Production equipment represents a significant investment, and much of it is rented. Equipment coverage (often called inland marine) protects cameras, lighting, sound equipment, and other production gear against damage, theft, and loss. If you rent equipment, the rental house will require proof of coverage. Make sure your policy covers the full replacement value of all equipment used in the production.
Getting Production Insurance
Production insurance requires specialty underwriting. Submit your production details including type of production, locations, crew size, equipment inventory, any stunts or special effects, timeline, and budget. Production insurance typically takes 2–5 business days for underwriting review. The more complete your submission, the faster your coverage options are prepared. Work with a broker experienced in production insurance to ensure nothing is overlooked.
Get started with Eventure
Need production insurance? Request specialty coverage for your film or live production project.