Exposure Profile
Festival underwriting focuses on attendance, perimeter controls, ingress and egress, contracted security, emergency response plans, and third-party vendor governance.
Coverage Planning
Programs often include general liability, participant legal liability, hired/non-owned auto, liquor liability, and cancellation options where available. Coverage terms should align with contract language and permit requirements.
Vendor and COI Controls
Require COIs from all vendors and concessionaires. Confirm additional insured and indemnity requirements prior to event week to avoid compliance bottlenecks.
For contract language details, review venue insurance requirements.