Additional Insured
An endorsement that extends certain policy protections to another party, such as a venue, landlord, or municipality, when a contract requires it.
Learn moreEVENT INSURANCE GLOSSARY
Event Insurance Glossary
Use these plain-language definitions to decode venue contracts, certificate requests, and the event insurance terms buyers see most often.
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WHAT IS AN EVENT INSURANCE GLOSSARY?
This glossary explains the policy, certificate, and contract terms buyers see most often when arranging event insurance.
Definitions here are written in plain language so organizers, planners, venues, and vendors can understand what a requirement likely means before they speak with underwriting. They are educational summaries, not replacements for endorsements, certificates, or policy wording.
Certificate of Insurance (COI)
A document that summarizes coverage in force, including limits, named insured, and certificate holder information for an event.
Learn moreEvent Cancellation Insurance
Coverage designed to address certain financial losses when an event must cancel, postpone, or materially change due to a covered cause.
Learn moreGeneral Liability
Coverage that typically responds to third-party bodily injury, property damage, and related legal defense costs arising from event operations.
Learn moreHost Liquor Liability
A form of alcohol-related liability exposure tied to hosting or furnishing alcohol when the insured is not acting as a liquor business.
Learn morePrimary and Non-Contributory
Contract wording that can require the event policy to respond before another party's insurance and without seeking contribution from it.
Learn moreProduct Liability
Liability exposure tied to goods sold or distributed, commonly relevant for vendors and food operators at events.
Learn moreWaiver of Subrogation
An endorsement used in some contracts to limit an insurer's ability to recover from another party after a claim payment.
Learn moreAggregate Limit
The maximum total amount a liability policy will pay for covered claims during the policy period.
Learn moreOccurrence Limit
The maximum amount a policy pays for a single covered incident, often shown alongside the aggregate limit.
Learn moreLiquor Liability
Coverage that responds to certain alcohol-related liability exposures when alcohol is sold, served, or furnished in ways that create covered risk.
Learn moreAdditional Insured Endorsement
The policy endorsement that formally adds another party to the coverage as required by a venue, municipality, landlord, or sponsor contract.
Learn moreEvent Liability Insurance
A common phrase for general liability protection designed around third-party injury, property damage, and defense costs tied to event operations.
Learn moreTemporary Structure Coverage
Coverage considerations tied to stages, tents, temporary seating, and related structures used during an event.
Learn moreCertificate Holder
The party listed on a certificate of insurance as the recipient of the coverage summary document.
Learn moreSurplus Lines
A regulatory framework used when coverage is placed with an eligible non-admitted carrier because the risk is not available or practical in the admitted market.
Learn moreNext steps if a contract term is unclear
Start with the educational guide that matches the requirement you were given, then confirm the final wording with an Eventure specialist if your venue, city, or landlord needs a specific endorsement.
Certificate of insurance guide
See how COIs, certificate holders, and venue wording fit together in a live event workflow.
Open guideAdditional insured guide
Understand when venues, landlords, cities, and sponsors ask to be added to your policy.
Open guideEvent liability coverage guide
Review what event liability insurance typically covers before you compare quotes or venue requirements.
Open guide