Contracts and COIs
Provide master service agreements, statements of work, acceptance criteria, warranty language, and client insurance requirements.
Technology Class
Software Development insurance under the small business liability program
Annual review for software developers whose code, deliverables, client systems, and contractual obligations create continuing business exposure.
Class profile
Software Development
Family
Technology
Family size
15 represented classes
Program
Small Business
Review style
Class-aware underwriting
Common coverage review
General liabilityProfessional liabilityInland marineWorkers compensation
Where this class fits
Software Development belongs in a program built around continuing operations, not one-date event coverage.
Technology and IT businesses that need a commercial program balancing professional services, project liability, mobile equipment, and recurring client contracts.
Custom development, maintenance, or licensing
Production access and data handling
Open-source use and subcontracted development
This class should be reviewed around contracts, service scope, proof-of-coverage needs, and class fit.
Underwriting focus
The review still turns on what this business actually does, promises, and documents.
Mission-critical or safety-critical applications
Broad performance warranties or uncapped indemnity
Cyber or technology E&O needs not established in the program
Operating Detail
The contracts, property, people, and mobility behind this class
These details help Eventure build a complete submission and identify exposures that may require separate review.
Property and equipment
Computers, development hardware, test devices, and off-premises equipment may need separate review where available.
People and mobile work
Identify employees, offshore or domestic subcontractors, remote work, and access to client or production environments.
Coverage Review
Coverage lines commonly reviewed for Software Development
These are coverage conversations, not promises of availability. Any coverage considered remains subject to carrier appetite, underwriting approval, exclusions, and final policy terms.
General liability
Third-party bodily injury and property damage protection tied to day-to-day operations, client interaction, premises use, and recurring business activity.
Professional liability
Important when advice, services, instruction, deliverables, or project work can create errors-and-omissions exposure.
Inland marine
Useful when equipment, displays, tools, mobile property, inventory, or business assets travel with the operation.
Workers compensation
Relevant when staffing, payroll, and territory allow the account to place statutory employee injury coverage within the program.
Documentation
What helps complete a Software Development submission
Products and services developed
Largest contracts and revenue concentration
Security controls, data access, payroll, and loss or incident history
Parent program support
This class belongs to the technology family and remains connected to the broader small-business program.
Use the technology family page when you need broader category guidance before choosing the exact class.
Use the parent program when the account spans multiple classes or operating lines.
Review the COI and requirements pages when documentation is driving the next step.
Keep the submission flow connected so the account can move from class-specific questions into underwriting review.
FAQ
Common questions about software development insurance
Family Cluster
Other represented technology classes in the program
The class pages below now live under a dedicated technology family hub so the small-business pillar can scale without flattening everything into one page.
View the Technology family hubTechnology
Application Development
Open the class page for this represented business type under the same program family.
View pageTechnology
Application Service Provider
Open the class page for this represented business type under the same program family.
View pageTechnology
Computer Consultant
Open the class page for this represented business type under the same program family.
View pageTechnology
Computer Programming Services
Open the class page for this represented business type under the same program family.
View pageNext Step
If software development is the right class, move this account into underwriting review
Share the service scope, recurring operations, client requirements, property exposure, and any COI or endorsement pressure. We will review how this class should sit in the small business liability program.
Class-aware underwritingCOI and contract reviewProgram-level routing