Contracts and COIs
Provide management agreements, owner requirements, leases where relevant, vendor controls, indemnity language, and certificate specifications.
Real Estate Business Type
Property Management insurance under the small business liability program
Annual review for property-management businesses with recurring premises oversight, tenant and public interaction, vendor coordination, contracts, and certificate requirements.
Business Profile
Property Management
Business Category
Real Estate
Business Types in Category
2
Program
Small Business
Review Focus
Business-Specific Underwriting
Common coverage review
General liabilityProfessional liabilityInland marine
Your Business Operations
Property Management belongs in a program built around continuing operations, not one-date event coverage.
Property-facing businesses that need liability structured around recurring locations, tenant or client relationships, professional support, and ongoing operational exposure.
Residential, commercial, association, or mixed-property management
Tenant interaction, inspections, maintenance coordination, and vendor oversight
Employees, leasing activity, and subcontracted services
This class should be reviewed around contracts, service scope, proof-of-coverage needs, and class fit.
Underwriting focus
The review still turns on what this business actually does, promises, and documents.
Development, construction, or ownership exposure mixed with management
Direct maintenance work beyond declared scope
Professional-liability needs requiring separate validation
Operating Detail
The Contracts, Property, and People Behind Your Business
These details help Eventure build a complete submission and identify exposures that may require separate review.
Property and equipment
Office property, mobile equipment, maintenance tools, and any property in the manager's care may need separate review.
People and mobile work
Disclose employees, maintenance staff, subcontractors, vehicles, on-site offices, and the number and type of managed locations.
Coverage Review
Coverage lines commonly reviewed for Property Management
These are coverage conversations, not promises of availability. Any coverage considered remains subject to carrier appetite, underwriting approval, exclusions, and final policy terms.
General liability
Third-party bodily injury and property damage protection tied to day-to-day operations, client interaction, premises use, and recurring business activity.
Professional liability
Important when advice, services, instruction, deliverables, or project work can create errors-and-omissions exposure.
Inland marine
Useful when equipment, displays, tools, mobile property, inventory, or business assets travel with the operation.
Documentation
What helps complete a Property Management submission
Property types, units, and services performed
Management contracts and maintenance responsibilities
Revenue, payroll, subcontractors, locations, prior losses, and professional requirements
Choosing a Business Type
Does Your Business Offer More Than One Service?
Compare the real estate business types to find the closest match for your main activity.
If you offer several services, include each activity in your coverage request.
Have a contract or certificate requirement? Include it with your business details.
Not sure which option fits? Describe your operations when you start a coverage review.
FAQ
Common questions about property management insurance
Related Business Types
Explore Other Real Estate Business Types
Compare businesses with similar operations to find the information most relevant to your work.
View All Real Estate Business TypesNext Step
Ready to Discuss Property Management Insurance?
Share your services, recurring operations, client requirements, property exposures, and certificate or endorsement requirements so we can review your business within the small business liability program.
Business-Specific UnderwritingCOI and contract reviewStart a Coverage Review