Contracts and COIs
Provide management agreements, owner requirements, leases where relevant, vendor controls, indemnity language, and certificate specifications.
Real Estate Class
Property Management insurance under the small business liability program
Annual review for property-management businesses with recurring premises oversight, tenant and public interaction, vendor coordination, contracts, and certificate requirements.
Class profile
Property Management
Family
Real Estate
Family size
2 represented classes
Program
Small Business
Review style
Class-aware underwriting
Common coverage review
General liabilityProfessional liabilityInland marine
Where this class fits
Property Management belongs in a program built around continuing operations, not one-date event coverage.
Property-facing businesses that need liability structured around recurring locations, tenant or client relationships, professional support, and ongoing operational exposure.
Residential, commercial, association, or mixed-property management
Tenant interaction, inspections, maintenance coordination, and vendor oversight
Employees, leasing activity, and subcontracted services
This class should be reviewed around contracts, service scope, proof-of-coverage needs, and class fit.
Underwriting focus
The review still turns on what this business actually does, promises, and documents.
Development, construction, or ownership exposure mixed with management
Direct maintenance work beyond declared scope
Professional-liability needs requiring separate validation
Operating Detail
The contracts, property, people, and mobility behind this class
These details help Eventure build a complete submission and identify exposures that may require separate review.
Property and equipment
Office property, mobile equipment, maintenance tools, and any property in the manager's care may need separate review.
People and mobile work
Disclose employees, maintenance staff, subcontractors, vehicles, on-site offices, and the number and type of managed locations.
Coverage Review
Coverage lines commonly reviewed for Property Management
These are coverage conversations, not promises of availability. Any coverage considered remains subject to carrier appetite, underwriting approval, exclusions, and final policy terms.
General liability
Third-party bodily injury and property damage protection tied to day-to-day operations, client interaction, premises use, and recurring business activity.
Professional liability
Important when advice, services, instruction, deliverables, or project work can create errors-and-omissions exposure.
Inland marine
Useful when equipment, displays, tools, mobile property, inventory, or business assets travel with the operation.
Documentation
What helps complete a Property Management submission
Property types, units, and services performed
Management contracts and maintenance responsibilities
Revenue, payroll, subcontractors, locations, prior losses, and professional requirements
Parent program support
This class belongs to the real estate family and remains connected to the broader small-business program.
Use the real estate family page when you need broader category guidance before choosing the exact class.
Use the parent program when the account spans multiple classes or operating lines.
Review the COI and requirements pages when documentation is driving the next step.
Keep the submission flow connected so the account can move from class-specific questions into underwriting review.
FAQ
Common questions about property management insurance
Family Cluster
Other represented real estate classes in the program
The class pages below now live under a dedicated real estate family hub so the small-business pillar can scale without flattening everything into one page.
View the Real Estate family hubNext Step
If property management is the right class, move this account into underwriting review
Share the service scope, recurring operations, client requirements, property exposure, and any COI or endorsement pressure. We will review how this class should sit in the small business liability program.
Class-aware underwritingCOI and contract reviewProgram-level routing