Miscellaneous Business Type
Personal Concierge / Assistant insurance under the small business liability program
Long-tail annual insurance guidance for concierge and assistant businesses performing recurring client errands, coordination, property access, and administrative services.
Business Profile
Personal Concierge / Assistant
Business Category
Miscellaneous
Business Types in Category
13
Program
Small Business
Review Focus
Business-Specific Underwriting
Common coverage review
Your Business Operations
Personal Concierge / Assistant belongs in a program built around continuing operations, not one-date event coverage.
Long-tail annual insurance guidance for concierge and assistant businesses performing recurring client errands, coordination, property access, and administrative services.
Underwriting focus
The review still turns on what this business actually does, promises, and documents.
Coverage Review
Coverage lines commonly reviewed for Personal Concierge / Assistant
These are coverage conversations, not promises of availability. Any coverage considered remains subject to carrier appetite, underwriting approval, exclusions, and final policy terms.
General liability
Third-party bodily injury and property damage protection tied to day-to-day operations, client interaction, premises use, and recurring business activity.
Professional liability
Important when advice, services, instruction, deliverables, or project work can create errors-and-omissions exposure.
Inland marine
Useful when equipment, displays, tools, mobile property, inventory, or business assets travel with the operation.
Documentation
What helps complete a Personal Concierge / Assistant submission
Choosing a Business Type
Does Your Business Offer More Than One Service?
FAQ
Common questions about personal concierge / assistant insurance
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Ready to Discuss Personal Concierge / Assistant Insurance?
Share your services, recurring operations, client requirements, property exposures, and certificate or endorsement requirements so we can review your business within the small business liability program.